Different Credit Cards And Their Humongous Benefits

Credit cards have become requisite for modern-day consumers, globetrotters, and shopaholics. From financial freedom to hassle-free traveling and unperturbed shopping to getting cash in unpredictable emergencies, credit cards are of utmost use. Numerous credit cards bring an incredible range of benefits for their users. Some people have a misconception that all credit cards have hefty interest rates. However, there is no scarcity of low interest credit cards designed to serve people who are scared of paying enormous interest rates. 

Here is the list of credit cards with low interest rates:

• Citi Simplicity Card
• PenFed Promise Visa Card
• Wells Fargo Platinum Visa credit card
• HSBC Gold Mastercard
• Discover it Balance Transfer
• BankAmericard credit card

For those who want to enhance their credit score, American Express Gold card, Chase Sapphire Preferred card, Capital One Quicksilver Cash Rewards credit card, Citi Double Cash card, and Wells Fargo Propel American Express card are some of the most popular credit cards for good credit. Many of these cards give their users an opportunity to earn 3X points on rideshare, eating out, travel, and other purchases. With Capital One SavorOne Cash Rewards credit card, an individual can earn a wide array of cash back offers including 3% on dining and entertainment, 1% of all purchases. Citi Simplicity Card has no penalty rate, no annual fee for lifetime, and no late fees. 

Capital One VentureOne Rewards credit cards are ideal for those who are looking for the best travel rewards. The users can earn 20,000 bonus miles by spending $1,000 on purchases in the initial three months of account opening. For the first 12 months, the intro APR is 0%. Blue cash preferred American Express is another card that allows its users to earn 6% cash rewards at U.S. supermarkets if the purchases go up to $6,000 each year. From groceries to gas stations and transit, there are plenteous cash rewards and money back offers. U.S. Bank Visa Platinum card is in enormous demand as it has 0% percent APR on purchases and balance transfers for the initial 20 billing cycles. 

First Progress Platinum Prestige Mastercard Secured credit card is excellent credit card no credit  for hotel bookings and car rentals. This card is accepted everywhere. To apply for this card, no credit history or minimum credit score is needed. By using this card, you can have 24/7 online access to your account. Now, you have an idea of different types of credit cards. You can choose the one that matches your preferences and suits your needs.